FINANCIAL FITNESS (Sponsored by Citibank)

We help low-income-qualified home buyers secure down payment and closing cost assistance.

The Financial Fitness Program helps participants gain knowledge and confidence about money-related matters such as budgeting, saving, and credit.

If you need help with credit issues and buying a house, our Housing Counseling Services may be able to help.

How do I get where I want to be? Why do I spend like I do? How can I live within my means and save? How can I ever own a house of my own? Where does all my money go? When will I ever get out of debt?

You are not alone with your money concerns. We don't offer you a quick fix, but Financial Fitness can give you the keys to a better life. This free, 12-hour curriculum has been developed to specifically address your questions, concerns, and fears about money. We cover topics like:

• Finding ways out of debt
• Setting financial priorities
• Repairing damaged credit
• Knowing whether and when to buy
• Regaining control of your finances
• Understanding spending habits
• Recognizing predatory lending

The Financial Fitness program is entirely safe, professional, and confidential.